Credit Assessor
Allianz
- Dubai
- Permanent
- Full-time
- Proactive top down credit risk assessment on portolio of buyers under defined covered markets
- Periodic analysis across various sectors under defined geographies
- Collection of proprietory information via direct contact or meetings with top management on sensitive risks
- Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
- Negotiation skills - to source necessary information and justifying rating decisions to internal stakeholders.
- Adaptability to constant change in complex and dynamic business environment.
- Strong skills in financial analysis
- Strong market insights
- Buyer assessment in line with EH Grading Methodolody and identifying key risk factors;
- Develop close monitoring of market trends to identify trends and mitigate claims;
- Ensuring assessments are conducted in line with quality standards as well as key performance indicators such as response time;
- Proactively monitor portfolio of buyers to identify sensitive risks requiring additional diligence;
- Conduct interviews with key management personnel to gather business updates, discuss financial performance and budgets;
- Preparing and presenting detailed sector insights and reports;
- Developing strong communication channels with internal stakeholders to ultimately ensure customercentricity.
- Response time
- Quality of assessments to mitigate claims
- Timely submissin of large risk reports
- Number of buyer contacts/visits
- Timely review of sensitive risks
- Timely delivery of ad hoc requirements (country sector matrix, sector reports, etc)
- knowledgable on GCC markets and/or trade sectors
- Very good knowledge of Finance and Credit Management, minimum 2 to 3 years of relevant experience
- Expertise and experience in buyers assessment
- Agile and team player
- Ability to take grading decisions
- Self motivation & positive attitude
- Capacity to communicate with third parties in order to get information
- Relationship with internal stakeholders
- Finance background Bsc. in Finance/Accounting
- Strong writing and communication skills in English
- Arabic will be a plus
- CFA or equivalent professional qualification
- Banking or Credit Insurance experience
- Corporate Finance or Credit management experience